To transfer payback points(minimum 400 points) money to your bank account follow these steps..

1)  Things required are - A P.C (Presonal Computer because this trick may not work via mobile,A oxigen wallet account ,A freecharge wallet account,and of course your bank account :)

2) Open oxigen wallet app because this will not work on the website.Make ur account on the app with the same mobile number which is linked to your payback account, In the app select load money and enter the amount as 100 and use payment method as payback card.Select 400 Payback points and Money will be sucessfully loaded to your oxigen wallet.

3) Go to www.freecharge.com on desktop and not desktop version on mobile.login with your account,now proceed to recharge any mobile number remember the transaction should fail so select wrong circle,wrong operator. (Recommendation - 7999292929 Operator - TATA INDICOM TALKY and circle CHENNAI)  then skip the coupons, and at the payment page select Others and then cash card,and then select oxigen wallet,then make the payment with ur oxigen wallet and proceed,the transaction will fail and money will be refunded to your freecharge wallet.

4) Now open my account in freecharge and click withdraw money to bank and enter your Bank account details and remember minimum transferable amount is 100 RS thats why 400 payback points are necessary.

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